Past Historical Evaluation of My Investments
I decided to evaluate my investments and to see how I have evolved. I am a newbie and only started investing a few years ago. My record has been satisfactory in that period (nothing great, but not horrible either). My returns in 2004, 2005, 2006, and 2007 YTD are: 5%, 15%, 30%, -12% YTD. This year is turning out to be a disaster (mostly because the Canadian $ appreciated strongly against the US$ and most of my holdings are in US$; and because my short of the TSX has not gone well) but the verdict is still out. I started within a bull market so the returns are higher than what I would expect. Also, my portfolio is tiny (basically started with $0 so small positive returns have had a big effect). The tough part is yet to come as we enter, what I think will be, a bear market. After all, everyone is a genius during a bull market ... My strategies have changed over the years. Here is how my strategies have changed: Less speculation now Before I was more into speculative stuff--although not a...